September is National Preparedness Month. And we all know that one of the major benefits of being organized is being prepared - for anything. Natural disaster, theft, accident…anything can happen. And if your financial documents are organized, your computer is backed up, your household is prepared for an emergency - fabulous. Pat yourself on the back. But if not, remember this: a little preparation will take you a long way.
You can check out the great resources on the website of the Department of Homeland Security for starters. They have weekly checklists for the whole month of September to help you pull together an emergency toolkit. And below, I’ve listed some of my own personal September goals for getting prepared. Check them out.
Make it a goal to use this month to Get Prepared. You’ll feel a greater degree of relief on September 30 than you did on September 1. Guaranteed.
Check your Insurance Plan
Make sure you know what is covered - and what is not. Flood insurance, for example, is not always included in standard homeowner policies. Consider bumping up your coverage at least 30 days in advance of expected storms. FEMA also offers coverage for flooding.
If you had to leave your house suddenly, would you have your most important affairs in order? You may have been meaning to do this for some time. The threat of an El Nino winter may be all you need. Set up a safety deposit box, or check out products like The Porta-Vault: an easy-to-grab binder where copies of critical information can be stored. (And yes, cloud storage is a good option for most things, too.)
Good luck tackling this task this month. You’ll be glad you did.